Concessionaire Insurance Coverages
Comprehensive insurance solutions for food vendors, event operators, and concessionaires. Every coverage type your business needs — from the basics to specialized protection.
Get a Free QuoteGeneral Liability
Core protection covering bodily injury and property damage claims arising from your vendor operations at events, fairs, and festivals.
- Bodily injury protection ($1M per occurrence)
- Property damage liability
- Products and completed operations
- Personal and advertising injury
Product Liability
Essential coverage for food vendors against claims of foodborne illness, contamination, allergic reactions, or other product-related injuries.
- Foodborne illness claims
- Contamination and spoilage coverage
- Allergic reaction liability
- Product recall expense coverage
Commercial Auto
Coverage for your food truck, cargo vans, trailers, and other commercial vehicles used in your vendor business operations.
- Liability for food trucks and cargo vans
- Physical damage (collision and comprehensive)
- Trailer coverage
- Hired and non-owned auto
Workers Comp
Required in most states, workers comp protects your employees — including seasonal and part-time event staff — from work-related injuries.
- Medical expense coverage for injured workers
- Lost wage replacement
- Seasonal and temporary worker coverage
- State-mandated compliance
Equipment & Inventory
Protects your valuable equipment, inventory, and supplies while in transit, at events, or in storage — wherever your business takes you.
- Food service equipment coverage
- Generators and power equipment
- Display fixtures and signage
- Inventory in transit
Liquor Liability
If you sell beer, wine, or spirits at festivals and events, liquor liability insurance protects you against dram shop laws and alcohol-related claims.
- Dram shop liability coverage
- Assault and battery coverage
- Beer and wine festival coverage
- BYOB event coverage
Not Sure Which Coverages You Need?
Our specialists will review your operation and recommend the right coverage package for your specific situation. No pressure — just honest advice.